Auto Insurance

Safe Driver
You can receive a discount by staying accident and ticket free.

Multiple Cars
An 8% discount is available if an individual or married couple own two or more automobiles.

Annual Mileage
You could be eligible for a discount of up to 17% depending on your estimated annual mileage.

Drivers Education
A discount is available if an inexperienced driver listed on the automobile policy (not deferred) has completed an approved training course.

Smart Drivers Discount
A 5% discount if the driver has completed a company approved Advanced Driver Training Program.

Good Student Discount
A 10% discount if the student meets eligibility guidelines.

Student Away from Home
A 15% discount if the student attends school more than 100 miles from home.

Green Discount
A 3% discount if you sign up to have your bills and policies delivered via email.

Paid in Full
A 5% discount if the policy premium is paid in full (at policy renewal).

Accident Forgiveness
Coverage may be purchased to waive and not assign points for at-fault accidents if certain conditions apply. Please contact the office if interested. The cost of the endorsement is 10% of the policy premium.

Age 65 and Over
A 25% discount is available if the principle driver is 65 years of age or older, there are no inexperienced operators, and the automobile is not customarily used in business.

Auto/Home/Umbrella
There are discounts available if you have your automobile, homeowner and/or personal umbrella insured with the same company.

Shop Smart Discount
A 10% discount is offered to new customers.