Auto Insurance

As your independent insurance agent, we pride ourselves in the ability to secure drivers dependable car insurance without the complications of a large insurance company.

Auto insurance protects you from loss in the event of an unfortunate accident. We use our insurance strategies to help you receive a custom built policy that matches your described car insurance needs.

At Professional Insurance Services, we understand you want to be covered for a wide range of auto risks, yet at the same time keep premiums and expenses in mind. Our insurance professionals review our list of available discounts and determine which ones are applicable to you. We provide you with auto insurance coverage that matches your described needs while making you and your unique needs our top priority!

Learn more about auto insurance and the discounts applicable to you at Asheboro (336) 625-8600 or Clinton (910) 592-2224 or Contact Us today!

Available Discounts*

Safe Driver You can receive a discount by staying accident and ticket free.
Multiple Cars An 8% discount is available if an individual or married couple own two or more automobiles.
Annual Mileage You could be eligible for a discount of up to 17% depending on your estimated annual mileage.
Drivers Education A discount is available if an inexperienced driver listed on the automobile policy (not deferred) has completed an approved training course.
Smart Drivers Discount A 5% discount if the driver has completed a company approved Advanced Driver Training Program.
Good Student Discount A 10% discount if the student meets eligibility guidelines.
Student Away from Home A 15% discount if the student attends school more than 100 miles from home.
Green Discount A 3% discount if you sign up to have your bills and policies delivered via email.
Paid in Full A 5% discount if the policy premium is paid in full (at policy renewal).
Accident Forgiveness Coverage may be purchased to waive and not assign points for at-fault accidents if certain conditions apply. Please contact the office if interested. The cost of the endorsement is 10% of the policy premium.
Age 65 and Over A 25% discount is available if the principle driver is 65 years of age or older, there are no inexperienced operators, and the automobile is not customarily used in business.
Auto/Home/Umbrella There are discounts available if you have your automobile, homeowner and/or personal umbrella insured with the same company.
Shop Smart Discount A 10% discount is offered to new customers.

* Some discounts only apply to certain parts on the policy. Discounts offered subject to qualification and company guidelines. The above discounts available for calendar year 2021.

1. What insurance do classic cars need?

Classic cars often require specialized insurance designed for collectible or antique vehicles. Policies in North Carolina may include agreed value coverage, mileage limits, and requirements for secure storage.

2. What insurance do rideshare drivers need?

Rideshare drivers may need additional coverage beyond a personal auto insurance policy. Drivers in Asheboro and Clinton who work for services like Uber or Lyft should review rideshare insurance options carefully.

3. Does auto insurance cover passengers?

Auto insurance may help cover injuries to passengers after an accident through liability, MedPay, or PIP coverage. Drivers in Asheboro and Clinton should review their policy limits to understand available protection.

4. What happens if I’m hit by an uninsured driver?

If you’re hit by an uninsured driver, uninsured motorist coverage may help pay for injuries or damages. Drivers in Asheboro and Clinton without this coverage may need to pursue compensation through other means.

5. How quickly should I add a new vehicle to my insurance policy?

Drivers should add a newly purchased vehicle to their insurance policy as soon as possible. Some insurers in North Carolina provide short grace periods, but immediate updates are always recommended.

6. How do I choose the right auto insurance policy in Asheboro and Clinton?

Choosing the right auto insurance policy in Asheboro and Clinton starts with understanding your vehicle, budget, driving habits, and coverage needs. Comparing coverage options, limits, deductibles, and customer service can help you find the best fit for your situation.

7. Does my credit score affect my auto insurance rates?

In many states, insurance companies may consider credit-based insurance scores when calculating auto insurance rates. Drivers in North Carolina with stronger credit may qualify for lower premiums, depending on state laws and the insurance company’s guidelines.

8. Does auto insurance cover storm damage?

Comprehensive coverage may help cover storm-related damage caused by wind, falling trees, flooding, or hail. Drivers in Asheboro and Clinton often choose comprehensive insurance for protection against severe weather events.

9. How long do tickets affect auto insurance?

Traffic tickets can affect auto insurance rates for several years, depending on the violation and state laws. Drivers in North Carolina with clean records afterward may eventually see rates improve over time.

10. Are electric vehicles more expensive to insure?

Electric vehicles can sometimes cost more to insure because repairs, replacement parts, and battery systems may be more expensive. Insurance rates in (Location) also depend on the make, model, driving history, and available safety technology.

The information provided on this website is for general informational purposes only and does not constitute insurance advice. Coverage cannot be bound, altered, or canceled via this website, email, voicemail, or online forms. All coverage is subject to the terms, conditions, and exclusions of the policy issued. Please speak with a licensed agent for specific coverage guidance.

Two locations to serve you

Asheboro Office

(336) 625-8600
275-C Rock Crusher Rd
Asheboro, NC 27203

Hours

Monday - Friday 9AM - 5PM

Clinton Office

(910) 592-2224
124 E Elizabeth St
Clinton, NC 28328

Hours

Monday - Friday 9AM - 5PM

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